How has cryptocurrency been able to revolutionize finance and banking?

It did not.

Financing in the real world is used to for tangible things - get a car, buy supplies for business, etc.

DeFi type ‘financing’ is used in swapping from one token to another on the same blockchain. This type of financing does not cross into physical world.

The DeFi boom is fueled by buy and hold transactions many times exceeding sell transactions.

Any attempt, even on a small scale, to sell assets and cross into physical world will crash the prices of the DeFi tokens.

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